Looking for acupuncturist that accepts flexible spending account (FSA) & health savings account (HSA)?

At Irvine Meridian Health Center, we accept FSA & HSA as forms of payment for your acupuncture care. Many of our clients also use their flexible spending accounts for their acupuncture treatment.

Call now and get a complimentary consultation with the best acupuncturist in Irvine!

Acupuncture For Chronic Fatigue Syndrome (CFS)
Acupuncture For Chronic Fatigue Syndrome (CFS)

“I came to Dr. Fu from a referral from a friend who had experienced great success with him in managing her pain.” –  C.K. (Irvine, CA) 

Table of Contents

How does flexible spending accounts work?


Employees choose the Contribution Amount

Prior to the start of each 12-month plan year, an employee who is eligible for FSA programs will choose an FSA annual contribution amount. Except in response to qualifying events, elections cannot be changed during the year (e.g., marriage, the birth of a child).


Starts Enrollment in FSA

After enrollment in FSA, the sum is deducted from the employee’s paycheck and paid into your account in installments throughout the year, before taxes are deducted. The yearly cap for each employee in 2020 is $2,750. Employers, however, have the option to set lower limits.


Employees use FSA funds

Even if the employee has not yet contributed the full amount, claims are paid up to the employee’s annual election amount. The “uniform coverage rule” states that you can use your Health Care FSA to pay for eligible medical, dental, and vision care expenses and choose which payment or reimbursement option to use.

Irvine Acupuncture treatment Flexible Spending Account

What can I use my FSA for?

Here are some examples of medical treatments and items that are covered by your FSA. Funds from your FSA can be used for yourself, your legal spouse, or your children.

  • Acupuncture Treatments
  • Covid-19 tests and personal protective equipment
  • Prescription drugs and over-the-counter Medicine
  • Professional Services such as Chiropractic care
  • Glucose test
  • Crutches and bandages
  • Birth control pills
  • Psychological treatment.
  • Smoking cessation programs
  • Dental Expenses

Benefits of Flexible Account Spending?

Out-of-the-pocket Contribution

If you decide to open an FSA, you can make a voluntary contribution from your earnings to your account. The money in the account is not subject to payroll or income taxes because it has already been deducted before income taxes. which means you end up paying less in taxes and keeping more of your paycheck.

FSA for co-payments, so-insurance and deductibles

If you get your healthcare through your employer, you can use your FSA contributions to pay for co-payments, certain prescription and over-the-counter medications, and deductibles. You can use your contributions to pay for qualified medical treatments, such as acupuncture. Expenses for general healthcare, such as gym memberships and cosmetic procedures or items, are not covered or reimbursable. Insurance premiums are also not covered by your FSA.

What you need to remember about FSA

Please keep in mind that your contributions to your flexible spending account are typically only available until the end of the current fiscal year. Employers may, however, decide to provide a two-and-a-half-month grace period the following year, or they may provide $500 for your FSA the following year.

Flexible Spending Account for Medical Treatments

Award-Winning Orange County Acupuncturist

best acupuncturist in irvine

Dr. Chun-Ming-Fu Ph.D

Why Choose Acupuncture Irvine?

We’ve had our acupuncture and health center open for a long time. Our distinguished acupuncturist, Dr. Chun-Ming Fu, has helped numerous patients with a wide range of health problems as well as helped them improve their quality of life through acupuncture.

Dr. Fu has an M.S. and Ph.D. in Acupuncture in addition to having years of education and training. He holds an acupuncturist license from California. He adheres to the philosophy of giving only the best acupuncture care. He gets to know his patients during a session so that he can fully comprehend their health profile. 

At Irvine Meridian Health Center, we accept FSA & HSA as forms of payment for your acupuncture care. Many of our clients also use their flexible spending accounts for their acupuncture treatment.

What's the difference between health saving account (HSA) vs. Flexible Spending Arrangement (FSA)

The funding source is one of the primary differences between the FSA and the HRA. FSAs are typically funded by the employee through pre-tax payroll deductions, whereas HRAs are entirely funded by employer contributions. You may, however, have both accounts. If you have both an FSA and an HRA, expenses that are covered by both accounts are typically reimbursed first through the FSA before falling back on the HRA. For details on your plan, get in touch with your human resources department.

Can I use my health FSA to cover the medical expenses of the spouse or child?

Yes! You can use your FSA for your legal spouse and children under the age of 26.

is there specific amount or limit for fsa contribution?

There is no universal amount because your election amount is determined by your unique circumstances. It is entirely up to you how much you contribute to your FSA, as long as you stay within the limits set by your employer.

Given that unused funds in your Health FSA may be forfeited by your employer the following year, you should carefully evaluate your or your family’s potential medical, dental, and vision expenses for the year.

how much should i elect for my fSA?

Examine your previous year’s healthcare expenses as a good place to start. Have you had any recurring prescriptions or doctor’s appointments? Were there any medical treatments in the last year that your insurance did not cover but that you now have the option to fund through your FSA? Chiropractor and acupuncture visits are examples of these treatments. Anticipating these costs will help you make the best decision, and you will avoid having unspent funds in your FSA at the end of the year.

Can I use my FSA in your Acupuncture Clinic?

Acupuncture treatment is on the IRS list of services that can be paid for with funds from your health flexible spending account. We accept flexible spending accounts as payment for acupuncture services at Irvine Meridian Health Center. Many of our patients pay for their acupuncture treatments with flexible spending accounts.

Dr. Fu holds an M.S. and Ph.D. in Acupuncture and has many years of training and experience. He is a California licensed acupuncturist. He believes in providing only the highest standard of care. During a session, he gets to know his patients first so that he can fully understand their health profile. By knowing this, he can provide them with the best treatment plan.

Dr. Fu is approachable and answers any questions you might have in each of your discussions. As evidence, many patients all over California come only to our acupuncture clinic to help them with their acupuncture treatment and herbal medicine.

In addition, our clinic is locally owned and operated. Our clinic is located in a Class A medical building and provides a relaxing and healing environment for our clients.

“Had an amazing experience here. I had a serious neck and shoulder problem, to the point that I couldn’t move my left upper body with severe pain. But after two visits here my pain went down a lot. And I was nearly 100% recovered after a week of treatment. Clean and friendly environment as well.”

Bob C.

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